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first_imgStudents today spend more time online than anywhere else, so it’s not a surprise that some of the worst behavior adults remember from their own teenage years — gossiping and bullying — has followed students online and into their newly built social networks.However, unlike in-person bullying, cyberbullying presents a unique and perhaps more sinister set of challenges for kids, parents and teachers.This type of bullying is easier to conceal and can leave permanent traces in a child’s online footprint. It’s harder for students to get away from cyberbullying.Where geographical distance once made homes and other private places safe havens, it’s harder to get away from bullies in a constantly connected world. Many kids who face in-person bullying also have to deal with cyberbullying even when they’re not in the physical presence of their bully, said Cheryl Varnadoe, University of Georgia Cooperative Extension 4-H Youth Development specialist.        Cyberbullying can ruin a child’s confidence and self-esteem, which can negatively impact a child’s ability to make friends. It can cause even the most gifted child’s grades to drop.“Cyberbullying knows no bounds, and it doesn’t matter what you look like,” Varnadoe said.What to watch out for“A parent may notice that their child suddenly puts down their phone or closes the computer screen when they enter the room,” she said.A child may also become withdrawn, allow their grades to drop, lose interest in activities that they once enjoyed, spend lots of time alone on their devices and refuse to talk to their parents.“Teens are curious, and they want to know what’s being said about them,” Varnadoe said. “But many times, it would be better if they left it alone and just set their phones down.”What to doCyberbullying can be curbed. Parents can set limits on the number of hours kids spend online or institute rules that devices have to be kept in a public space in the home. Parents can also use apps to monitor social activity.Ultimately, kids need to know that their parents will back them up, and they must have an open line of communication. Because teens are naturally curious, it’s important to support their curiosity, but also be there to support troubling things they may find or experience online.“We’ve all been teens ourselves,” Varnadoe said.Education begins earlyWhen teens use devices unsupervised, the rules and knowledge about what’s appropriate need to be well-understood.“Education is key. Talking to your teen about what is appropriate and inappropriate online, covering those bases early, is important,” Varnadoe said.Technological solutions to technological problemsThere are also apps where teens can anonymously report bullying. If they witness an incident and aren’t able to stand up in the moment, SpeakUP! and STOPit are two resources that enable anonymous reporting.Because of the increased attention, social media websites have included algorithms to curb cyberbullying on their platforms. Twitter announced in May that they’ve implemented a new strategy to fight trolls by using behavioral signals like how frequently users tweet and whether or not they have a confirmed email address. Instagram, which is owned by Facebook, now hides comments that attack other users. Many apps, such as Mobicip, allow parents to block users, disallow certain words and phrases, limit time spent online, and place limitations on what can be posted.However, no matter how many algorithms and apps there are to prevent cyberbullying, the only sure way to stop cyberbullying is to stay aware of your child’s online activities and maintain an open line of communication.When it comes to discussing what a teen is doing online, “having an open dialogue with no judgment is very important,” Varnadoe said.last_img read more

Vermont Chamber Organizing Trade Mission to Asia

first_imgThe Vermont Chamber of Commerce, in cooperation with the Vermont Global Trade Partnership and the U.S. Department of Commerce, is leading Vermont business people to China and Taiwan. The trade mission will depart on October 28 and spend the following 12 days meeting with business and political leaders in five cities: Shanghai, Hangzhou, Hong Kong, Shenzhen and Taipei.Taiwan is Vermont’s second largest export destination behind Canada, with over $500 million in exports annually. China is Vermont’s fourth largest export destination, with exports increasing by 200% between 2003 and 2004.Vermont Chamber Vice President of International Trade Curtis Picard noted, People are always talking about China and Taiwan: The global giant. A booming economy. What does it mean for Vermont business? The Vermont Chamber is organizing this mission to provide access, opportunities, exposure, and tools to tackle the global market.A special feature of the trip will be the signing of Memorandum of Understanding between the Vermont Chamber of Commerce and the Shanghai Federation of Chambers of Commerce; and the Vermont Chamber of Commerce and the US-ROC Business Council. Picard noted, The MOU’s lay the groundwork for closer cooperation and new opportunities for our member businesses. Also, the US Department of Commerce Commercial Service will provide in-depth briefings on each city, and potentially offer business matches.The Vermont Chamber of Commerce will coordinate all mission logistics including airfare, hotel, ground transportation and more. The group leaves on Friday, October 28 and returns on Wednesday, November 9, 2005. Complete information is available online at: is external). For more information, please contact Curtis Picard ( sends e-mail), 802-223-0904).###last_img read more

What drives millennials to choose a checking account?

first_img 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr How are Millennials different than other demographic segments? These young financial shoppers don’t consider branches as important as their older counterparts. They prefer low-fee checking products and are more easily influenced by an institution’s reputation and Rob RubinFindABetterBank is like for banking consumers, and around 40% of its users are under 30 years old. After shoppers on FindABetterBank select a checking account as their top choice, they’re asked why they’ve selected that particular checking product and institution. Overtime, we have observed that the population of consumers shopping online for checking accounts is very broad. For example, 20% of shoppers on FindABetterBank indicate they’re 50 or older and about 40% are under 30. These groups’ rationales for choosing particular checking products are different in some significant ways. continue reading »last_img read more

CUNA monitoring regulatory relief possibilities through year’s end

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The U.S. Senate and House calendars are not in alignment this week due to Wednesday’s Veterans Day holiday, with the House out and the Senate working a short week. However, CUNA will be monitoring all developments, including several chances of regulatory relief.Last week, the House passed the DRIVE Act (H.R. 22), which funds highways and contains an amendment with two regulatory relief provisions. Those provisions would permit privately insured credit unions to join the Federal Home Loan Bank program and would allow financial institutions to only send privacy notices to consumers when the policy has been updated.“Both of these provisions have passed the House numerous times in the past, so we were very pleased to see them included in the trust fund bill,” said CUNA Chief Advocacy Officer Ryan Donovan.The House and Senate will come together in a conference committee to hammer out differences between the House and Senate-passed version of H.R. 22.Donovan said if the two regulatory relief provisions make it through the conference committee, prospects are enhanced for additional regulatory relief before the end of the year. continue reading »last_img read more

How to get honest feedback from employees

first_imgI’ve written before about the importance of giving constructive feedback to your employees, but how can you ensure they’re being honest in their feedback to you? You are their boss after all, and it’s common to avoid confrontation with authority figures.Just as it’s important to set appropriate expectations for daily meetings, a leader must create an environment in which employees feel comfortable sharing their thoughts without fear of retribution or judgment.In a post for the Forbes Human Resources Council, employee engagement expert Jeff Miller suggests holding a feedback meeting and shares five ways leaders can elicit honest responses:Create a framework for the meeting. The meeting should include all members of your team, and empower each of them to speak up. Miller suggests using a white board to categorize feedback and a facilitator to lead the conversation. Before the meeting, ask everyone to reflect on how things are currently going – with you leading the team and the team’s operations in general. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Soccer players eager to restart contact training, says Palace’s Townsend

first_imgCrystal Palace winger Andros Townsend says players are “desperate” to return to contact training and that he is encouraged by the results of the Premier League’s testing regime for the new coronavirus.The second round of testing returned two positives — with Bournemouth saying one of their players was now self-isolating — as the government issued guidance on the next step for athletes to resume close-contact training.”We’re desperate to get back to normality and contact training,” Townsend told Sky Sports. “At the start of the week you’re worried about being near other players but as the days go on, you get more and more comfortable with each positive test. “If it was two people from the same club (who had tested positive) you’d start to ask questions about how it had spread around the training ground.”But the fact it’s at two different clubs and they’ve kept it from spreading shows that we’re in the safest workplace in the country and it gives us confidence to move on to the next phase of testing.”Premier League players have returned to non-contact training in small groups with their clubs and ‘Stage Two’ of the government’s guidance will allow close quarters coaching and tackling in team sports.”We’re training in groups of eight so there’s 16 players from the squad I just haven’t seen,” Townsend added.”Hopefully with each successful round of testing we can get a few more players back into training and some time next week we can move on to phase two.”Topics :last_img read more

Developer gets green light for Hervey Bay retirement haven

first_imgIngenia Hervey Bay – image indicative onlyIngenia Lifestyle has been granted a development approval for a new over 50s lifestyle community at Hervey Bay.The masterplanned community will include 200 homes, and will cater for the “lock and leave” retiree.Under the scheme, residents buy a new home but lease the land, eliminating the need to pay stamp duty.Ingenia Lifestyle regional sales manager, Sharon Manson said the company’s new home designs would include double lock-up garages to fit an RV or motorhome.“There has been a focus on what our clients need in their home, this includes home designs with raked ceilings to provide a light and airy feel to maximise the natural sunlight, seamless indoor outdoor living spaces and covered, private entertaining alfresco areas,” she said.More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020“The homes incorporate environmentally sustainable features using the principles of passive home design which take advantage of the climate to maintain a comfortable temperature through cross-ventilation, while natural light and a passive solar system will help to reduce utility bills in the home.”Ms Manson said Ingenia’s land lease model allowed buyers to own a new home at a more affordable price point, giving them more of an opportunity to free up their money.“The very simple and transparent land lease ownership model means there are no exit/deferred management fees, there’s no stamp duty to pay and no body corporate or strata fees,” she said.The 10-hectare site for the new community, which was bought for $1.8 million and is on the old Eagle’s Nest Golf Club overlooking Fraser Island, will include a resort-style clubhouse.Residents will also have discounted access to holiday parks within the Ingenia portfolio.“Pending final approvals we hope to be on site in mid-2018 to commence works and to have the first homes and the community facilities underway by 2019,” Ms Manson said.last_img read more

Hill resigns from Commission, heralding ‘new phase’ in wake of Brexit

first_img“At the same time, there needs to be an orderly handover, so I have said I will work with him to make sure that happens in the weeks ahead.”Valdis Dombrovskis, the former Latvian prime minister who is now a Commission vice-president for the euro, has assumed responsibility for Hill’s portfolio.Priority is to maintain financial stability in markets. I highly value the work done by @JHillEU & hope to live up to tasks entrusted to me— Valdis Dombrovskis (@VDombrovskis) June 25, 2016 Jonathan Hill has resigned as European commissioner for financial stability in the wake of the UK’s decision to leave the European Union (EU).Hill, who in 2014 won the coveted position as commissioner for financial stability, financial services and the Capital Markets Union, said he was “very disappointed” with the outcome of the vote, which saw 51.9% ballots cast backing a decision to depart the EU.In a statement released on 25 June, the former leader of the House of Lords, the UK’s upper chamber, said he had agreed his departure with Jean-Claude Juncker, president of the Commission, in discussions several weeks ago.“As we move to a new phase, I don’t believe it is right I should carry on as the British commissioner as though nothing had happened,” Hill said.  Hill struck a defiant note in his statement, continuing to emphasise the importance of the UK’s membership of the EU.“I will leave it certain that, despite its frustrations, our membership was good for our place in the world and good for our economy.“But what is done cannot be undone, and now we have to get on with making our new relationship with Europe work as well as possible.”It is unclear whether Hill’s departure – or Dombrovskis’s joining the directorate general financial stability (DG-FISMA) – will delay the publication of the finalised IORP Directive. IPE has seen a final compromise draft dated 20 June, which compromises on full funding for cross-border pension funds.Expectation among the industry last week was that the Commission would publish the finalised directive today (27 June).A spokesman for DG-FISMA told IPE on Friday he would not comment on leaked drafts – nor would he be drawn on a publication schedule. Hill was well-liked in Brussels, and Gerard Riemen, director of the Dutch Pensions Federation, took to social media to lament the commissioner’s departure.Riemen said Hill’s departure was “perhaps in the short-term the biggest setback for pension funds as a result of Brexit”.EU Commissaris Hill stapt op nav Brexit. Wellicht op korte termijn de grootste tegenslag voor de pens.fondsen als gevolg van de Brexit.— Gerard Riemen (@GerardRiemen) June 25, 2016Hill’s departure came a day after UK prime minister David Cameron announced he would resign as leader of the governing Conservative Party, triggering a leadership election set to conclude in October.The opposition Labour Party was also thrown into disarray on Sunday morning, when the dismissal of its shadow foreign secretary, Hilary Benn, by opposition leader Jeremy Corbyn, triggered the resignation of a dozen further shadow ministers in an attempt to unseat Corbyn.last_img read more

PTT starts Singapore LNG trading with first cargo

first_imgImage courtesy PTT LNGPTT International Trading, the trading unit of Thailand’s state energy firm PTT, has sold the company’s first LNG cargo.According to Reuters, the cargo was sourced from an unnamed supplier by PTT International Trading and is scheduled to be delivered to India in June.This is the first LNG cargo transacted by PTT and first sale of the chilled fuel by the company.PTT recently set up an LNG trading desk in its Singapore trading office and is in the process of optimizing its LNG-related assets, including the use of its Map Ta Phut import terminal in Thailand with a capacity of 11.5 million tonnes per year.It is worth noting that PTT has long-term contracts with QatarGas, BP, Royal Dutch Shell, and Petronas to import a total of 5 million tonnes of LNG a year.Although the company sold its first LNG cargo, it is expected that Thailand doubles its exports over the next five years due to declining domestic production. Currently, PTT is the sole importer of LNG, with the Electricity Generating Authority of Thailand is expected to start importing later this year.Also, PTT recently started construction of a second LNG terminal with a capacity of 7.5 million tonnes a year, expected to be ready by 2022.last_img read more

Sex change drugs for nine year olds (UK)

first_imgThe Telegraph 19 May 2014 Children as young as nine are to be prescribed drugs which delay the onset of puberty as the first step towards a sex change operation, according to reports.The treatment will be offered by one NHS trust to children who are so troubled by their gender that they may wish to undergo drastic surgery after adolescence, according to the Mail on Sunday.But the decision was attacked by critics who described the decision to offer the treatment at such a young age as “horrifying” and called for an immediate investigation.Monthly injections of the drugs, known as hypothalamic blockers, are used to slow the development of the children’s sexual organs by blocking the production of the hormones testosterone and oestrogen.In boys this prevents the voice from lowering and the development of facial hair, while in girls it stops the menstrual cycle and breast development, in each case making any future sex change operation simpler. read more